Commission earned at funding
8–15% of the funded amount, earned the day the deal funds. No waiting for the merchant's first payments.
Partner program for ISOs and brokers
Refer your merchants to American Commerce Capital. We decide fast, fund in as little as 24 hours, and your commission is earned the day the deal funds.
Why partners work with ACC
We are the funder, not a competitor. You bring the relationship, we bring the capital and a clear process your merchants can trust.
8–15% of the funded amount, earned the day the deal funds. No waiting for the merchant's first payments.
Underwriting reads the bank statements, not a credit report. You hear yes, a counter, or a clear reason, quickly.
A short application and recent bank statements. If we need anything else, the request shows up in your portal.
From $25,000 to $1,000,000, across main street, trades, trucking, manufacturing and more, in every state except Vermont.
Deals you submit are tied to you. We do not market to your merchants behind your back.
A dedicated partner contact at ACC who knows your file and picks up the phone.
How it works
Fill out the form below. We review it and call you, usually within one business day.
Sign the partner agreement and receive your secure login to the ACC partner portal.
Upload the application and statements. Track every file from submission to funding.
Your commission is earned when the deal funds, and you can see it in the portal.
Partner portal
Become a partner
Tell us about your shop. A partner manager reviews every application and calls you to walk through the agreement and the portal.
Thank you. A partner manager will call you within one business day to walk through the agreement and set up your portal.
Partner questions
8% to 15% of the funded amount, set in your partner agreement and shown on every deal in your portal.
When the deal funds. You do not wait for the merchant's payments to start.
Merchant cash advances from $25,000 to $1,000,000 for businesses in every state except Vermont. No credit check, no collateral and no personal guarantee. Terms depend on each business's revenue and bank activity.
Only about the deal you submitted. Deals you bring are tied to you, and we do not market to your merchants without your permission.
ISOs, brokers, referral partners, CPAs and advisors who work with small business owners. Every application is reviewed, and each partner signs an agreement before submitting deals.
American Commerce Capital provides commercial financing to established U.S. businesses. Products are for business purposes only and are not consumer loans. All applications are subject to review and approval; approval is not guaranteed. Amounts, costs, terms, and timelines vary and are disclosed in writing before any agreement. ACC products are commercial financing products, not consumer loans, and are structured as business capital agreements. ACC is the direct funder on every transaction. Availability may be subject to state-specific commercial financing disclosure requirements.
American Commerce Capital is a privately held company. It is not a bank and is not affiliated with, endorsed by, or backed by the U.S. Small Business Administration or any agency of the United States government.